Changes to the Crown Health Care Programs for 2025 include:

• The premiums for family member coverage and the tobacco surcharge are increasing.
• The Medical Program’s coinsurance and out of pocket maximums are increasing.
• The Disability Income Program is changing as outlined in the open enrollment materials provided to employees.
• Unum will replace New York Life as the leave administrator for Disability and Family Medical Leave starting January 1.
  • Unum is offering eligible employees guaranteed issue long-term disability insurance during open enrollment only.
• The Health Care FSA annual contribution limit will increase to $3,200.

Download the 2025 Open Enrollment Newsletter for more information about these changes.

Download the 2025 Health Care Rate Sheet for premiums, surcharges and out of pocket limits.

See your 2025 Benefits Guide included in your open enrollment materials for more details about the benefit programs, including the many free resources Crown makes available to help you achieve your health and wellness goals.  You can also visit go.umr.com/crown to search for in-network medical, dental and vision providers and view summaries of the health benefits.

For information about the tobacco and working spouse surcharges or Flexible Spending Accounts, see the Frequently Asked Questions “FAQ” links above.